Home Credit Card Classes discovered from over a decade with the Southwest Companion Cross

Classes discovered from over a decade with the Southwest Companion Cross

Classes discovered from over a decade with the Southwest Companion Cross


2023 marked my fifteenth yr as a Southwest Companion Cross holder. If all goes as deliberate, I’ll safe years 16 and 17 quickly, too.

For the final decade and a half, I’ve earned the go in some ways. One in every of my favourite strategies is thru Southwest bank cards. Actually, that is how I’ve earned the go a number of instances up to now and the way I hope to earn it once more in 2024 and 2025.

With the present heightened affords on Southwest bank cards, incomes the go by means of the bank card welcome bonuses is considerably simpler. My purpose this time is to earn the go as early in 2024 as attainable, permitting me to be a passholder for 51 weeks in 2024 and a full 52 weeks in 2025.

Because of the Southwest Companion Cross, I have been capable of fly to home and worldwide locations the place my husband, my daughter, my son, my mother, my sister or a pal flies with me without cost (aside from taxes) as my companion. Sadly, I’ve by no means calculated my true financial savings, however I do know it is effectively over $10,000 at this level.

When you’re craving on your personal probability to fly two-for-one, this explicit second is definitely among the best instances to earn the Southwest Companion Cross. You possibly can even comply with the identical course of I went by means of by making use of for one (or two) Southwest’s bank cards at times ready till January on your factors to publish.

Proper now, with the Southwest Fast Rewards Plus Credit score Card, Southwest Fast Rewards Premier Credit score Card and Southwest Fast Rewards Precedence Credit score Card, you possibly can earn 75,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

When you meet the total minimal spend requirement, you will find yourself with 75,000 qualifying factors towards the Companion Cross.

To earn the go, it is advisable earn 135,000 factors in a calendar yr. Nonetheless, in the event you’re a cardmember on the primary of the yr, you will earn a further 10,000 qualifying bonus factors towards the go. So as soon as the entire qualifying factors are posted to your account, that’ll depart you with 50,000 factors remaining to earn the go.

To earn the remainder of the wanted 50,000 factors, there are a number of choices.

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The best technique — and the one I’m pursuing at the moment — is to use for a Southwest enterprise bank card and get its welcome bonus. At present, each the Southwest Fast Rewards Premier Enterprise Credit score Card and Southwest Fast Rewards Efficiency Enterprise Credit score Card are providing welcome bonuses that can earn you the remaining factors required.

When you aren’t eligible for a enterprise card (though, lots of people are), you possibly can earn the required factors with extra bank card spending, flying Southwest factors or doing companion exercise, reminiscent of utilizing the Southwest buying portal.

To maximise the go size, nevertheless, you will wish to apply for the cardboard(s) now however guarantee your entire welcome bonus factors are posted in 2024. This may earn you the go for the remainder of 2024 and all of 2025, that means you will wish to wait till 2024 to fulfill the minimal spend on the bank card.

Associated: The way to rapidly earn the Southwest Companion Cross

Though the go is fairly easy, there are nonetheless some issues you must know. Fortuitously, by having the go for effectively greater than a decade, I’ve discovered the ins and outs of the go. Hopefully, I can assist you notice its most potential.

Maximize your time with the go


Though I lined a few of this above, being strategic as to when to earn the Companion Cross is extraordinarily necessary. You may earn the go for the remainder of the calendar yr wherein you attain the qualifying threshold, plus the whole following yr.

For instance, incomes the go on Jan. 15, 2024, provides you with the go by means of Dec. 31, 2025 — that is 23 and a half months as a passholder. Earn the go in November 2024, and it’ll nonetheless expire on Dec. 31, 2025, supplying you with solely 15 months to make use of it. When you earn the go this yr, for instance, in December 2023, it can expire on Dec. 31, 2024. That is simply 13 months at most with the go.

So, now could be the proper time to begin engaged on incomes the go.

Regardless that you would possibly apply for the bank cards now whereas it is nonetheless 2023, the factors solely depend towards the yr they’re posted to your account, no matter if you apply for the cardboard. So, in the event you apply in November or December 2023 and wait till January 2024 (or later) to fulfill the minimal spend, you will earn the factors in 2024. This may depend towards the 135,000 qualifying factors required to be a passholder for 2024 and 2025.

Usually, factors publish two to 5 days after your assertion closes within the month you meet the minimal spend requirement. So, if you’re trying to earn the go as rapidly as attainable, attempt to meet the minimal spend the second Jan. 1 hits. When you accomplish that, the factors will publish as soon as your assertion closes, permitting you to begin utilizing the go as quickly as attainable — so long as you have earned the total 135,000 qualifying factors.

You possibly can e book the first passenger’s flight now

Even in the event you’ve not but earned the go, you possibly can nonetheless e book the first passenger’s flight now. Then, when you earn the go, you possibly can add your companion to your flight. Simply know that if the flight sells out earlier than you safe your go, you will not have the ability to tack in your companion.

Due to that, I like to recommend reserving a seat with factors on your companion. This may save a spot for them on the aircraft, after which you possibly can cancel that factors reservation and rebook with the Companion Cross with out shedding the seat. When you do not earn it in time, your companion will nonetheless be in your flight through factors.

Anybody will be your companion

You possibly can designate anybody as your companion. It may be your important different, your little one, your mother or father, your finest pal, your worst enemy — anybody.

You possibly can change your companion as much as 3 times per calendar yr. After you set your preliminary companion, you possibly can change it 3 times in 2024 after which 3 times in 2025 — in the event you earn the go in 2024.

This implies you possibly can have as much as seven totally different folks fly with you on the go over two totally different calendar years. You may also decide an individual as a companion a number of instances. For instance, for instance you earn the go in a number of months and designate your partner because the companion. You possibly can then change your companion to your little one (the primary change), then a number of months later to your pal (the second change). A couple of months after that, you possibly can change again to your partner (the third change).

Tip: When you do not dissipate your three adjustments in a given yr, change your companion in December to the particular person flying with you first within the following yr.

Have your little one fly with you without cost. Properly, virtually free — you’ll pay the taxes on the fare. JENNIFER YELLIN/DEALS WE LIKE

Associated: One of the best Southwest Airways bank card for household vacationers

Companion adjustments occur immediately

Though you possibly can initially designate your companion on-line by means of your Southwest account proper after incomes your go, you will must name the airline at 800-435-9792 when it is advisable designate a unique companion.

On-line, the Southwest Companion Cross FAQs inform you that it will probably take as much as 21 enterprise days to course of your new companion, however this is not the case in apply. As quickly as you name Southwest and provides them your new companion’s data, your go is immediately up to date, and you’ll e book your companion’s ticket straight away.

Inside a number of weeks (most certainly that “21 enterprise days”), you will obtain your new Companion Cross within the mail along with your title and your companion’s. Having the bodily go is sweet, however I’ve by no means wanted to indicate it to anybody in all my years.

Depart with one companion, return with one other

As a result of the companion change is rapid, there have been instances after I used the go for one passenger on my departure and one other passenger for my return. For instance, a number of years in the past, I flew to Florida with my dad and mom and met my husband there. I used the Companion Cross for my mother on the flight down and for my husband on the return flight.

Instantly after my flight with my mother landed, I known as Southwest and had them change the title on my Companion Cross to my husband. As soon as he was listed as my companion, I booked his flight for the return. There’s a slight threat to this since you are not including your companion till a number of days earlier than departure. There solely must be one seat accessible in your flight to e book your companion’s reservation, but when the flight occurs to be offered out, you might find yourself in a not-so-great state of affairs.

Tip: Regardless that the primary passenger is not flying with you on the return, e book a companion ticket for them for the return. This may maintain a seat, and if you change your companion (and cancel the primary companion’s reservation), that ought to open up a seat on the flight. You possibly can then rapidly e book your new companion onto the flight. The Southwest consultant whom you communicate with can do all of it for you. There can be somewhat lag time between canceling the outdated ticket and reserving the brand new ticket. So, for a completely booked flight, you threat the prospect that one other passenger swoops in inside these couple of minutes and books that seat.

The go has no blackout dates or seat restrictions

It is a really no-strings-attached go.

Not like many different companion passes within the journey world, there aren’t any blackout dates, seat restrictions or fare restrictions. Your companion can fly with you without cost seven days per week, 52 weeks a yr. This even contains peak instances, such because the day earlier than Thanksgiving, winter break and some other day when many different airways block their mileage redemption choices.

So long as there’s at the very least one seat accessible for buy in your flight (after you e book your individual ticket), you possibly can add the companion to your reservation. This is applicable even when a “Wanna Getaway” fare is offered out and solely the actually costly Enterprise Choose fare is accessible.

Associated: The way to use the Southwest Companion Cross

Use the go limitless instances all year long

Sure, you learn that accurately. Your companion can fly with you without cost an infinite variety of instances whereas the Companion Cross is legitimate. Not like another passes, it isn’t a one-time go. Theoretically, you should utilize it each single day for a yr with no restrictions.

Tip: The Companion Cross passenger should all the time fly with the first passenger.


Your companion should test in individually

Though your companion is tied to your reservation, each passengers obtain totally different affirmation numbers. Which means the 2 passengers should test in individually.

Since Southwest would not have seat assignments, you board primarily based on the boarding quantity proven in your boarding go. Southwest will help you begin checking in on your flight 24 hours prematurely; the sooner you test in, the higher the boarding quantity you will have.

You may wish to test in each passengers on the similar time so the boarding numbers are again to again if attainable. When you overlook to test in along with your companion, the 2 of you might not be in the identical boarding group, making it tougher to search out seats collectively. Different choices embrace Early Chook Examine-In, or utilizing a number of the 4 upgraded boarding positions accessible per yr with the Southwest Fast Rewards Precedence Credit score Card.

Associated: All the pieces it is advisable learn about the very best seats on Southwest Airways

The go can be utilized on any ticket sort

As I discussed earlier, there aren’t any restrictions on utilizing the go. You should use the Companion Cross reservation on any ticket sort, no matter whether or not the first passenger paid for a ticket with money or factors. This implies you should utilize your factors from the present bank card welcome bonus to pay on your flight, and each you and your companion will fly nearly free.

You may also switch factors from Chase Final Rewards to Southwest from playing cards just like the Chase Sapphire Reserve or Chase Sapphire Most well-liked Card at a 1:1 ratio and e book journey that approach.

Factors redeemed can be utilized from the companion’s account

The factors used to e book your flight can come from any account, even your companion’s Fast Rewards account. You simply must make the reservation in your title and fix your Fast Rewards quantity to the flight. The reservation will then present up in your Southwest account and help you tack in your companion’s reservation.


Southwest would not routinely add your companion to the reservation

Once you e book your flight, Southwest will not routinely add your companion to your reservation. You want to make the reservation your self manually, but it surely solely takes a minute.

Tip: When you e book your flight, ensure so as to add your companion straight away, so you do not overlook. When you change your companion, you possibly can simply cancel the outdated companion’s ticket for no charge. The quantity paid on taxes/charges can be credited proper again to the bank card used. This is a step-by-step information on methods to use the Southwest Companion Cross.

Additionally, in the event you, by probability overlook so as to add your companion onto your flight and the flight finally ends up offered out, carry on refreshing for the subsequent few days as a seat usually comes accessible in some unspecified time in the future.


Your companion can fly standby

Earlier this yr, Southwest added an exceptional profit for all passengers: the choice to fly standby without cost. Which means no matter your fare sort, you possibly can fly standby.

Nonetheless, the method works barely in a different way when flying on the Companion Cross. When you and your companion wish to use the same-day standby profit, the one method to get added to the standby listing is in particular person on the airport — you possibly can’t use the Southwest app or web site.

Moreover, there have to be a seat accessible for each you and your companion on the specified flight.

Associated: What it is actually like flying Southwest Airways all the best way to Hawaii

You should use the go for any route or vacation spot

The Companion Cross can fly a passenger without cost to any vacation spot Southwest flies. This contains all home and worldwide locations, together with Hawaii.

Be aware that the taxes and charges you pay in your companion ticket for worldwide flights will be considerably greater than these for home flights. On home flights, all it’s important to pay is the Passenger Charge, also called the September 11 Safety Charge, which is $5.60 per ticket per one-way flight. Nonetheless, you will pay the identical quantity in charges on worldwide flights as in the event you used factors for the flight.

You possibly can simply see the charges by making a mock reservation for the 2 metropolis pairs whereas deciding on the factors choice. For instance, a round-trip flight to Aruba will price you about $90. A round-trip flight to Montego Bay, Jamaica, will price you greater than $140. (In case your flight requires a layover, your taxes and charges is perhaps barely greater nonetheless.)

Associated: One of the best all-inclusive resorts in Jamaica, from honeymoon scorching spots to family-friendly resorts

Tip: Look to Puerto Rico for a Caribbean really feel or at certainly one of Hawaii’s many islands to keep away from worldwide taxes.


Cancel your companion’s reservation if it is advisable change a flight

Southwest has among the best ticket change insurance policies within the airline trade. You possibly can change a flight at any time for no charge as much as 10 minutes earlier than departure time. This implies you possibly can all the time rebook a flight if the worth goes down — saving your loved ones cash and/or factors.

The one caveat to this coverage is when you have a companion already added to your reservation. In that case, to vary a ticket (or rebook the identical flight at a lower cost), you will must cancel your companion’s reservation first. After altering your ticket, manually add your companion to the reservation. Your companion’s ticket is not going to routinely comply with your reservation to your new flight, even if you’re rebooking the identical flight to seize a worth drop.

Companions get the identical perks as different passengers

Regardless that your companion’s reservation is basically free, they nonetheless get the identical perks as some other passenger booked on factors. This implies in the event you’re flying without cost with the Companion Cross, you continue to obtain two free checked luggage and no change or cancellation charges.

Companion reservations are additionally eligible to board the aircraft early by buying Early Chook Examine-In or an upgraded boarding place. You possibly can even use the complimentary upgraded boardings from the Southwest Fast Rewards Precedence card if the first traveler makes use of the cardboard to pay for the upgraded boarding place.

The companion will not obtain Fast Reward factors on your flight or segments towards standing (much like a passenger who makes use of factors for a flight), but it surely’s nice that Southwest nonetheless gives many perks to these flying without cost.

Backside line

Southwest makes utilizing the Companion Cross extraordinarily straightforward — which is a big a part of why the perk is so priceless.

There aren’t any hidden surprises, and it is a terrific worth for households. So get the Companion Cross and begin flying. It may save your loved ones hundreds of {dollars} a yr, relying on how a lot you journey.



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